I love coffee shops. And bookstores. And coffee shops in bookstores. Maybe you’d rather spend your money at a wine bar or a golf course. There is no right or wrong, just what brings you, personally, joy. “There is no judgement in budget.” That’s one of the things I learned in a workshop hosted by Elaine Grogan Luttrull. Elaine says the key is to be honest… don’t budget for “the ideal version of yourself.” Among my classmates were a singer, a painter, a science-fiction writer and a couple who make jewelry. Most were taking what Elaine called "a portfolio approach" and using several income streams to support themselves artists. I highly recommend the book.